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⚠️ Draft, Pending Nigerian commercial lawyer review

This document is a working draft and has not yet been reviewed by legal counsel. It is published here for transparency during the soft-launch period only. It will be replaced with a lawyer-reviewed version before public launch. For questions, email hello@mumrated.com.

Terms of Use

Effective date: [DATE, to be confirmed by counsel] · Last updated: May 2025

1. Who we are

MumRated! (“MumRated!”, “we”, “us”) is a consumer review platform operated in Nigeria. By using our website at mumrated.com and any associated applications, you agree to these Terms of Use.

2. Eligibility

You must be at least 18 years old to create an account and submit reviews. By creating an account, you confirm that you meet this requirement.

3. Your reviews

When you submit a review, you confirm that:

  • You have genuinely used the product or service you are reviewing.
  • The review represents your honest personal opinion.
  • You are not affiliated with the business you are reviewing, or if you are, you have disclosed this.
  • The content does not contain unlawful material, hate speech, or false statements of fact presented as true.

You retain ownership of the content you submit. By submitting a review, you grant MumRated! a worldwide, royalty-free, non-exclusive licence to display, reproduce, and distribute your review on our platform.

4. Content we remove

We may remove content that violates these Terms. Our moderation standards are described in full on our Trust page. We will not remove content solely at the request of a business subject to a negative review.

5. Provider accounts

Businesses may pay to claim a listing. Claimed listings receive a “Verified” badge (identity verification only) and the ability to respond to reviews. Claiming a listing does not affect its ranking in search results or category pages. Subscription fees are non-refundable. [COUNSEL: add full payment and cancellation terms here.]

6. Limitation of liability

MumRated! is a platform for user-generated content. We are not responsible for the accuracy, completeness, or reliability of any review published by a user. [COUNSEL: insert full limitation of liability clause compliant with Nigerian law here.]

7. Governing law

These Terms are governed by the laws of the Federal Republic of Nigeria. [COUNSEL: add jurisdiction clause and dispute resolution mechanism.]

8. Contact

For any questions about these Terms, email us at hello@mumrated.com.


This draft will be replaced with the final lawyer-reviewed version before public launch. See Trust & Transparency for our principles.